Safe. Fast. Affordable.

When you're trying to find a payday loan, My Texas Payday is the best source in the Lone Star State.

Why Choose Us?
Quick Service
Our turnaround on loans is usually less than fifteen minutes. After processing, we can deliver the funds by the next business day and even sooner in some cases depending on where you bank and when you submit your application.

Easy Application
Our application form is one of the easiest that you'll ever see in this industry, and certainly in the broader lending industry. We don't have many questions, we keep things simple, and you can generally complete the application inside five minutes so long as you have all the necessary documentation nearby.

High Acceptance
Because we are specialized in small loans and we don't have the same interest rate restrictions that regular banks have, we have a different sort of risk management profile. This allows us to accept far more applicants than a traditional bank would ever consider.
Why Us
Personal Service
Most banks are staffed with people who are small cogs in a large machine. They don't care about you as a person because they probably will never deal with you directly in any sense. They'll just be processing paperwork that was handed to them by someone else and handing the paperwork on to the next element in the chain. When you get a loan with us, the person you are talking to has the authority to make decisions, and they will give you the result immediately instead of simply handing off your file and making you wait until it's convenient for them.

It's not often that you can easily reach your banker unless you're very rich and have a private banking account manager. We can be reached by phone at 832-371-9140 at any time between 8:00am and 8:00pm to go over your account status, loan applications, payment problems, or any other kind of information you need.

Proper Usage
Not Every Expense Qualifies
You shouldn't use a payday loan every time you need money for anything. You need to consider what the consequences are of not having the money and what the advantages are. If you have a bill that is going to result on catastrophic consequences like having your power shut off, that's something you should look at a payday loan for. Medical expenses typically can't or shouldn't be put off until later. On the other hand, going to a movie or having a night out is probably not a good use of a payday loan.

Time Matters
The duration that you will need the money is also very important to your decision. A payday loan is expected to be paid back on your next payday, so if you don't think you'll be able to repay it on time them you should be looking for an alternative form of financing that has a longer time scale. You should never enter into a credit arrangement with intent to default on the obligation.

We Lend Across Texas
Major Cities
Corpus Christi San Antonio Dallas Garland Irving Plano El Paso Houston Lubbock Amarillo Arlington Grand Prairie Laredo Austin Fort Worth